sana24 Tel Doc — Region 2, St. Gallen
Region 2, St. Gallen: the Tel Doc model from sana24 costs CHF 504.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 504.50, Tel Doc is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 454.80 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 504.50 | CHF 471.50 |
| 500 | CHF 492.80 | CHF 460.60 |
| 1'000 | CHF 463.60 | CHF 433.30 |
| 1'500 | CHF 434.50 | CHF 406.10 |
| 2'000 | CHF 405.30 | CHF 378.80 |
| 2'500 | CHF 376.10 | CHF 351.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 403.60 | CHF 377.30 |
| 500 | CHF 392.00 | CHF 366.40 |
| 1'000 | CHF 362.80 | CHF 339.10 |
| 1'500 | CHF 333.60 | CHF 311.80 |
| 2'000 | CHF 304.50 | CHF 284.60 |
| 2'500 | CHF 275.30 | CHF 257.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 139.90 | CHF 130.80 |
| 100 | CHF 134.10 | CHF 125.30 |
| 200 | CHF 128.20 | CHF 119.90 |
| 300 | CHF 122.40 | CHF 114.40 |
| 400 | CHF 116.60 | CHF 109.00 |
| 500 | CHF 110.70 | CHF 103.50 |
| 600 | CHF 104.90 | CHF 98.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.