sana24 Tel Doc — Neuchâtel
Neuchâtel: the Tel Doc model from sana24 costs CHF 694.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 694.60, Tel Doc is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 531.60 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 694.60 | CHF 649.20 |
| 500 | CHF 682.90 | CHF 638.30 |
| 1'000 | CHF 653.80 | CHF 611.00 |
| 1'500 | CHF 624.60 | CHF 583.80 |
| 2'000 | CHF 595.40 | CHF 556.50 |
| 2'500 | CHF 566.30 | CHF 529.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 599.50 | CHF 560.30 |
| 500 | CHF 587.80 | CHF 549.40 |
| 1'000 | CHF 558.70 | CHF 522.10 |
| 1'500 | CHF 529.50 | CHF 494.90 |
| 2'000 | CHF 500.30 | CHF 467.60 |
| 2'500 | CHF 471.20 | CHF 440.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 190.50 | CHF 178.10 |
| 100 | CHF 184.70 | CHF 172.60 |
| 200 | CHF 178.80 | CHF 167.20 |
| 300 | CHF 173.00 | CHF 161.70 |
| 400 | CHF 167.20 | CHF 156.20 |
| 500 | CHF 161.30 | CHF 150.80 |
| 600 | CHF 155.50 | CHF 145.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.