sana24 Tel Doc — Region 1, Schaffhausen
Region 1, Schaffhausen: the Tel Doc model from sana24 costs CHF 578.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 578.30, Tel Doc is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 602.40 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 578.30 | CHF 540.40 |
| 500 | CHF 566.60 | CHF 529.50 |
| 1'000 | CHF 537.40 | CHF 502.30 |
| 1'500 | CHF 508.30 | CHF 475.00 |
| 2'000 | CHF 479.10 | CHF 447.80 |
| 2'500 | CHF 449.90 | CHF 420.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 456.90 | CHF 427.00 |
| 500 | CHF 445.20 | CHF 416.10 |
| 1'000 | CHF 416.10 | CHF 388.90 |
| 1'500 | CHF 386.90 | CHF 361.60 |
| 2'000 | CHF 357.70 | CHF 334.40 |
| 2'500 | CHF 328.60 | CHF 307.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 160.40 | CHF 150.00 |
| 100 | CHF 154.60 | CHF 144.50 |
| 200 | CHF 148.80 | CHF 139.10 |
| 300 | CHF 142.90 | CHF 133.60 |
| 400 | CHF 137.10 | CHF 128.20 |
| 500 | CHF 131.30 | CHF 122.70 |
| 600 | CHF 125.40 | CHF 117.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.