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sana24 Tel Doc — Region 3, Grisons

Region 3, Grisons: the Tel Doc model from sana24 costs CHF 476.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 476.70, Tel Doc is not the lowest premium here: vita surselva goes down to CHF 404.70. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Tel Doc costs CHF 364.80 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 476.70CHF 445.50
500CHF 465.00CHF 434.60
1'000CHF 435.90CHF 407.40
1'500CHF 406.70CHF 380.10
2'000CHF 377.50CHF 352.90
2'500CHF 348.40CHF 325.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 347.90CHF 325.20
500CHF 336.20CHF 314.30
1'000CHF 307.10CHF 287.00
1'500CHF 277.90CHF 259.70
2'000CHF 248.70CHF 232.50
2'500CHF 219.60CHF 205.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 130.80CHF 122.30
100CHF 125.00CHF 116.80
200CHF 119.20CHF 111.40
300CHF 113.30CHF 105.90
400CHF 107.50CHF 100.50
500CHF 101.70CHF 95.00
600CHF 95.80CHF 89.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.