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Médecin de famille 4 or TelMed (Compact One) — Region 3, Zurich

Region 3, Zurich: with Sanitas, Médecin de famille 4 costs CHF 488.05 a month in 2026 and TelMed (Compact One) CHF 451.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 439.80 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 4 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • Médecin de famille 4

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 4TelMed (Compact One)Gap per year
300CHF 488.05CHF 451.40CHF 439.80
500CHF 476.45CHF 439.80CHF 439.80
1'000CHF 447.25CHF 410.60CHF 439.80
1'500CHF 418.05CHF 381.40CHF 439.80
2'000CHF 388.95CHF 352.30CHF 439.80
2'500CHF 359.75CHF 323.10CHF 439.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.