Sanitas Médecin de famille 4 — Uri
Uri: the Médecin de famille 4 model from Sanitas costs CHF 432.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 432.00, Médecin de famille 4 is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 4 costs CHF 390.00 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 432.00 | CHF 402.20 |
| 500 | CHF 420.40 | CHF 391.40 |
| 1'000 | CHF 391.20 | CHF 364.20 |
| 1'500 | CHF 362.00 | CHF 337.00 |
| 2'000 | CHF 332.90 | CHF 309.95 |
| 2'500 | CHF 303.70 | CHF 282.75 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 310.90 | CHF 289.45 |
| 500 | CHF 299.30 | CHF 278.65 |
| 1'000 | CHF 270.10 | CHF 251.45 |
| 1'500 | CHF 240.90 | CHF 224.30 |
| 2'000 | CHF 211.80 | CHF 197.20 |
| 2'500 | CHF 182.60 | CHF 170.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 106.30 | CHF 98.95 |
| 100 | CHF 100.50 | CHF 93.55 |
| 200 | CHF 94.70 | CHF 88.15 |
| 300 | CHF 88.80 | CHF 82.65 |
| 400 | CHF 83.00 | CHF 77.25 |
| 500 | CHF 77.20 | CHF 71.85 |
| 600 | CHF 71.30 | CHF 66.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.