Sanitas Médecin de famille 4 — Region 1, Valais
Region 1, Valais: the Médecin de famille 4 model from Sanitas costs CHF 520.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 520.70, Médecin de famille 4 is not the lowest premium here: Atupri goes down to CHF 481.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 4 costs CHF 470.40 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 520.70 | CHF 484.75 |
| 500 | CHF 509.10 | CHF 473.95 |
| 1'000 | CHF 479.90 | CHF 446.80 |
| 1'500 | CHF 450.70 | CHF 419.60 |
| 2'000 | CHF 421.60 | CHF 392.50 |
| 2'500 | CHF 392.40 | CHF 365.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 358.45 | CHF 333.70 |
| 500 | CHF 346.85 | CHF 322.90 |
| 1'000 | CHF 317.65 | CHF 295.75 |
| 1'500 | CHF 288.45 | CHF 268.55 |
| 2'000 | CHF 259.35 | CHF 241.45 |
| 2'500 | CHF 230.15 | CHF 214.25 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 127.65 | CHF 118.85 |
| 100 | CHF 121.85 | CHF 113.45 |
| 200 | CHF 116.05 | CHF 108.05 |
| 300 | CHF 110.15 | CHF 102.55 |
| 400 | CHF 104.35 | CHF 97.15 |
| 500 | CHF 98.55 | CHF 91.75 |
| 600 | CHF 92.65 | CHF 86.25 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.