Sanitas Médecin de famille 4 — Region 1, Vaud
Region 1, Vaud: the Médecin de famille 4 model from Sanitas costs CHF 628.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 628.40, Médecin de famille 4 is not the lowest premium here: Atupri goes down to CHF 570.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 4 costs CHF 567.60 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 628.40 | CHF 585.05 |
| 500 | CHF 616.80 | CHF 574.25 |
| 1'000 | CHF 587.60 | CHF 547.05 |
| 1'500 | CHF 558.40 | CHF 519.85 |
| 2'000 | CHF 529.30 | CHF 492.80 |
| 2'500 | CHF 500.10 | CHF 465.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 416.85 | CHF 388.10 |
| 500 | CHF 405.25 | CHF 377.30 |
| 1'000 | CHF 376.05 | CHF 350.10 |
| 1'500 | CHF 346.85 | CHF 322.90 |
| 2'000 | CHF 317.75 | CHF 295.85 |
| 2'500 | CHF 288.55 | CHF 268.65 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 167.80 | CHF 156.20 |
| 100 | CHF 162.00 | CHF 150.80 |
| 200 | CHF 156.20 | CHF 145.40 |
| 300 | CHF 150.30 | CHF 139.95 |
| 400 | CHF 144.50 | CHF 134.55 |
| 500 | CHF 138.70 | CHF 129.15 |
| 600 | CHF 132.80 | CHF 123.65 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.