Sanitas Médecin de famille 4 — Region 2, Vaud
Region 2, Vaud: the Médecin de famille 4 model from Sanitas costs CHF 621.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 621.70, Médecin de famille 4 is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 4 costs CHF 561.60 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 621.70 | CHF 578.80 |
| 500 | CHF 610.10 | CHF 568.00 |
| 1'000 | CHF 580.90 | CHF 540.80 |
| 1'500 | CHF 551.70 | CHF 513.65 |
| 2'000 | CHF 522.60 | CHF 486.55 |
| 2'500 | CHF 493.40 | CHF 459.35 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 412.40 | CHF 383.95 |
| 500 | CHF 400.80 | CHF 373.15 |
| 1'000 | CHF 371.60 | CHF 345.95 |
| 1'500 | CHF 342.40 | CHF 318.75 |
| 2'000 | CHF 313.30 | CHF 291.70 |
| 2'500 | CHF 284.10 | CHF 264.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 166.00 | CHF 154.55 |
| 100 | CHF 160.20 | CHF 149.15 |
| 200 | CHF 154.40 | CHF 143.75 |
| 300 | CHF 148.50 | CHF 138.25 |
| 400 | CHF 142.70 | CHF 132.85 |
| 500 | CHF 136.90 | CHF 127.45 |
| 600 | CHF 131.00 | CHF 121.95 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.