Sanitas TelMed (CallMed) — Appenzell Innerrhoden
Appenzell Innerrhoden: the TelMed (CallMed) model from Sanitas costs CHF 404.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 404.40, TelMed (CallMed) is not the lowest premium here: Agrisano goes down to CHF 353.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (CallMed) costs CHF 364.80 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 404.40 | CHF 376.50 |
| 500 | CHF 392.80 | CHF 365.70 |
| 1'000 | CHF 363.60 | CHF 338.60 |
| 1'500 | CHF 334.40 | CHF 311.40 |
| 2'000 | CHF 305.30 | CHF 284.30 |
| 2'500 | CHF 276.10 | CHF 257.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 302.50 | CHF 281.70 |
| 500 | CHF 290.90 | CHF 270.90 |
| 1'000 | CHF 261.70 | CHF 243.70 |
| 1'500 | CHF 232.50 | CHF 216.50 |
| 2'000 | CHF 203.40 | CHF 189.40 |
| 2'500 | CHF 174.20 | CHF 162.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 106.00 | CHF 98.70 |
| 100 | CHF 100.20 | CHF 93.30 |
| 200 | CHF 94.40 | CHF 87.90 |
| 300 | CHF 88.50 | CHF 82.40 |
| 400 | CHF 82.70 | CHF 77.00 |
| 500 | CHF 76.90 | CHF 71.60 |
| 600 | CHF 71.00 | CHF 66.20 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.