Sanitas TelMed (CallMed) — Nidwalden
Nidwalden: the TelMed (CallMed) model from Sanitas costs CHF 442.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 442.30, TelMed (CallMed) is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (CallMed) costs CHF 398.40 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 442.30 | CHF 411.80 |
| 500 | CHF 430.70 | CHF 401.00 |
| 1'000 | CHF 401.50 | CHF 373.80 |
| 1'500 | CHF 372.30 | CHF 346.70 |
| 2'000 | CHF 343.20 | CHF 319.60 |
| 2'500 | CHF 314.00 | CHF 292.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 309.10 | CHF 287.80 |
| 500 | CHF 297.50 | CHF 277.00 |
| 1'000 | CHF 268.30 | CHF 249.80 |
| 1'500 | CHF 239.10 | CHF 222.70 |
| 2'000 | CHF 210.00 | CHF 195.60 |
| 2'500 | CHF 180.80 | CHF 168.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 103.80 | CHF 96.70 |
| 100 | CHF 98.00 | CHF 91.30 |
| 200 | CHF 92.20 | CHF 85.90 |
| 300 | CHF 86.30 | CHF 80.40 |
| 400 | CHF 80.50 | CHF 75.00 |
| 500 | CHF 74.70 | CHF 69.60 |
| 600 | CHF 68.80 | CHF 64.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.