Sanitas TelMed (CallMed) — Neuchâtel
Neuchâtel: the TelMed (CallMed) model from Sanitas costs CHF 638.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 638.40, TelMed (CallMed) is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (CallMed) costs CHF 576.00 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 638.40 | CHF 594.40 |
| 500 | CHF 626.80 | CHF 583.60 |
| 1'000 | CHF 597.60 | CHF 556.40 |
| 1'500 | CHF 568.40 | CHF 529.20 |
| 2'000 | CHF 539.30 | CHF 502.10 |
| 2'500 | CHF 510.10 | CHF 475.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 419.60 | CHF 390.70 |
| 500 | CHF 408.00 | CHF 379.90 |
| 1'000 | CHF 378.80 | CHF 352.70 |
| 1'500 | CHF 349.60 | CHF 325.50 |
| 2'000 | CHF 320.50 | CHF 298.40 |
| 2'500 | CHF 291.30 | CHF 271.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 158.50 | CHF 147.60 |
| 100 | CHF 152.70 | CHF 142.20 |
| 200 | CHF 146.90 | CHF 136.80 |
| 300 | CHF 141.00 | CHF 131.30 |
| 400 | CHF 135.20 | CHF 125.90 |
| 500 | CHF 129.40 | CHF 120.50 |
| 600 | CHF 123.50 | CHF 115.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.