Sanitas TelMed (CallMed) — Region 1, Lucerne
Region 1, Lucerne: the TelMed (CallMed) model from Sanitas costs CHF 493.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 493.50, TelMed (CallMed) is not the lowest premium here: Atupri goes down to CHF 451.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (CallMed) costs CHF 445.20 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 493.50 | CHF 459.50 |
| 500 | CHF 481.90 | CHF 448.70 |
| 1'000 | CHF 452.70 | CHF 421.50 |
| 1'500 | CHF 423.50 | CHF 394.30 |
| 2'000 | CHF 394.40 | CHF 367.20 |
| 2'500 | CHF 365.20 | CHF 340.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 345.00 | CHF 321.20 |
| 500 | CHF 333.40 | CHF 310.40 |
| 1'000 | CHF 304.20 | CHF 283.30 |
| 1'500 | CHF 275.00 | CHF 256.10 |
| 2'000 | CHF 245.90 | CHF 229.00 |
| 2'500 | CHF 216.70 | CHF 201.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.20 | CHF 116.60 |
| 100 | CHF 119.40 | CHF 111.20 |
| 200 | CHF 113.60 | CHF 105.80 |
| 300 | CHF 107.70 | CHF 100.30 |
| 400 | CHF 101.90 | CHF 94.90 |
| 500 | CHF 96.10 | CHF 89.50 |
| 600 | CHF 90.20 | CHF 84.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.