Sanitas TelMed (CallMed) — Region 1, Fribourg
Region 1, Fribourg: the TelMed (CallMed) model from Sanitas costs CHF 538.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 538.50, TelMed (CallMed) is not the lowest premium here: Vivao Sympany goes down to CHF 501.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (CallMed) costs CHF 486.00 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 538.50 | CHF 501.40 |
| 500 | CHF 526.90 | CHF 490.60 |
| 1'000 | CHF 497.70 | CHF 463.40 |
| 1'500 | CHF 468.50 | CHF 436.20 |
| 2'000 | CHF 439.40 | CHF 409.10 |
| 2'500 | CHF 410.20 | CHF 381.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 376.40 | CHF 350.50 |
| 500 | CHF 364.80 | CHF 339.70 |
| 1'000 | CHF 335.60 | CHF 312.50 |
| 1'500 | CHF 306.40 | CHF 285.30 |
| 2'000 | CHF 277.30 | CHF 258.20 |
| 2'500 | CHF 248.10 | CHF 231.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 141.70 | CHF 132.00 |
| 100 | CHF 135.90 | CHF 126.60 |
| 200 | CHF 130.10 | CHF 121.20 |
| 300 | CHF 124.20 | CHF 115.70 |
| 400 | CHF 118.40 | CHF 110.30 |
| 500 | CHF 112.60 | CHF 104.90 |
| 600 | CHF 106.70 | CHF 99.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.