Sanitas TelMed (CallMed) — Region 1, Bern
Region 1, Bern: the TelMed (CallMed) model from Sanitas costs CHF 577.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 577.70, TelMed (CallMed) is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (CallMed) costs CHF 685.20 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 577.70 | CHF 537.90 |
| 500 | CHF 566.10 | CHF 527.10 |
| 1'000 | CHF 536.90 | CHF 499.90 |
| 1'500 | CHF 507.70 | CHF 472.70 |
| 2'000 | CHF 478.60 | CHF 445.60 |
| 2'500 | CHF 449.40 | CHF 418.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 396.00 | CHF 368.70 |
| 500 | CHF 384.40 | CHF 357.90 |
| 1'000 | CHF 355.20 | CHF 330.70 |
| 1'500 | CHF 326.00 | CHF 303.60 |
| 2'000 | CHF 296.90 | CHF 276.50 |
| 2'500 | CHF 267.70 | CHF 249.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 126.30 | CHF 117.60 |
| 100 | CHF 120.50 | CHF 112.20 |
| 200 | CHF 114.70 | CHF 106.80 |
| 300 | CHF 108.80 | CHF 101.30 |
| 400 | CHF 103.00 | CHF 95.90 |
| 500 | CHF 97.20 | CHF 90.50 |
| 600 | CHF 91.30 | CHF 85.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.