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Sanitas TelMed (CallMed) — Region 1, Grisons

Region 1, Grisons: the TelMed (CallMed) model from Sanitas costs CHF 502.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 502.20, TelMed (CallMed) is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, TelMed (CallMed) costs CHF 452.40 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 502.20CHF 467.60
500CHF 490.60CHF 456.80
1'000CHF 461.40CHF 429.60
1'500CHF 432.20CHF 402.40
2'000CHF 403.10CHF 375.30
2'500CHF 373.90CHF 348.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 346.80CHF 322.90
500CHF 335.20CHF 312.10
1'000CHF 306.00CHF 284.90
1'500CHF 276.80CHF 257.70
2'000CHF 247.70CHF 230.70
2'500CHF 218.50CHF 203.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 128.40CHF 119.60
100CHF 122.60CHF 114.20
200CHF 116.80CHF 108.80
300CHF 110.90CHF 103.30
400CHF 105.10CHF 97.90
500CHF 99.30CHF 92.50
600CHF 93.40CHF 87.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.