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Sanitas TelMed (CallMed) — Region 3, Grisons

Region 3, Grisons: the TelMed (CallMed) model from Sanitas costs CHF 464.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 464.80, TelMed (CallMed) is not the lowest premium here: vita surselva goes down to CHF 404.70. A named model does not guarantee the best price — it guarantees a care pathway.

On average, TelMed (CallMed) costs CHF 418.80 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 464.80CHF 432.80
500CHF 453.20CHF 422.00
1'000CHF 424.00CHF 394.80
1'500CHF 394.80CHF 367.60
2'000CHF 365.70CHF 340.50
2'500CHF 336.50CHF 313.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 321.00CHF 298.90
500CHF 309.40CHF 288.10
1'000CHF 280.20CHF 260.90
1'500CHF 251.00CHF 233.70
2'000CHF 221.90CHF 206.60
2'500CHF 192.70CHF 179.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 118.90CHF 110.70
100CHF 113.10CHF 105.30
200CHF 107.30CHF 99.90
300CHF 101.40CHF 94.50
400CHF 95.60CHF 89.10
500CHF 89.80CHF 83.70
600CHF 83.90CHF 78.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.