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Sanitas TelMed (CallMed) — Region 2, Fribourg

Region 2, Fribourg: the TelMed (CallMed) model from Sanitas costs CHF 535.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 535.70, TelMed (CallMed) is not the lowest premium here: Agrisano goes down to CHF 450.00. A named model does not guarantee the best price — it guarantees a care pathway.

On average, TelMed (CallMed) costs CHF 483.60 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 535.70CHF 498.80
500CHF 524.10CHF 488.00
1'000CHF 494.90CHF 460.80
1'500CHF 465.70CHF 433.60
2'000CHF 436.60CHF 406.50
2'500CHF 407.40CHF 379.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 374.50CHF 348.70
500CHF 362.90CHF 337.90
1'000CHF 333.70CHF 310.70
1'500CHF 304.50CHF 283.50
2'000CHF 275.40CHF 256.40
2'500CHF 246.20CHF 229.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 140.90CHF 131.20
100CHF 135.10CHF 125.80
200CHF 129.30CHF 120.40
300CHF 123.40CHF 114.90
400CHF 117.60CHF 109.50
500CHF 111.80CHF 104.10
600CHF 105.90CHF 98.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.