Sanitas TelMed (CallMed) — Region 2, St. Gallen
Region 2, St. Gallen: the TelMed (CallMed) model from Sanitas costs CHF 500.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 500.30, TelMed (CallMed) is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (CallMed) costs CHF 451.20 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 500.30 | CHF 465.80 |
| 500 | CHF 488.70 | CHF 455.00 |
| 1'000 | CHF 459.50 | CHF 427.80 |
| 1'500 | CHF 430.30 | CHF 400.70 |
| 2'000 | CHF 401.20 | CHF 373.60 |
| 2'500 | CHF 372.00 | CHF 346.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 343.40 | CHF 319.80 |
| 500 | CHF 331.80 | CHF 309.00 |
| 1'000 | CHF 302.60 | CHF 281.80 |
| 1'500 | CHF 273.40 | CHF 254.60 |
| 2'000 | CHF 244.30 | CHF 227.50 |
| 2'500 | CHF 215.10 | CHF 200.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.20 | CHF 114.70 |
| 100 | CHF 117.40 | CHF 109.30 |
| 200 | CHF 111.60 | CHF 103.90 |
| 300 | CHF 105.70 | CHF 98.50 |
| 400 | CHF 99.90 | CHF 93.10 |
| 500 | CHF 94.10 | CHF 87.70 |
| 600 | CHF 88.20 | CHF 82.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.