SWICA FAVORIT TELMED — Region 1, Fribourg
Region 1, Fribourg: the FAVORIT TELMED model from SWICA costs CHF 581.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 581.10, FAVORIT TELMED is not the lowest premium here: Vivao Sympany goes down to CHF 501.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT TELMED costs CHF 444.00 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 581.10 | CHF 540.40 |
| 500 | CHF 569.40 | CHF 529.50 |
| 1'000 | CHF 546.40 | CHF 508.20 |
| 1'500 | CHF 517.20 | CHF 481.00 |
| 2'000 | CHF 488.10 | CHF 453.90 |
| 2'500 | CHF 458.90 | CHF 426.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 449.70 | CHF 418.30 |
| 500 | CHF 438.10 | CHF 407.40 |
| 1'000 | CHF 408.90 | CHF 380.30 |
| 1'500 | CHF 379.70 | CHF 353.20 |
| 2'000 | CHF 350.60 | CHF 326.00 |
| 2'500 | CHF 321.40 | CHF 298.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 148.40 | CHF 138.10 |
| 200 | CHF 136.80 | CHF 127.20 |
| 400 | CHF 125.10 | CHF 116.40 |
| 600 | CHF 113.40 | CHF 105.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.