SWICA FAVORIT TELMED — Neuchâtel
Neuchâtel: the FAVORIT TELMED model from SWICA costs CHF 630.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 630.80, FAVORIT TELMED is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT TELMED costs CHF 657.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 630.80 | CHF 586.60 |
| 500 | CHF 619.10 | CHF 575.80 |
| 1'000 | CHF 596.80 | CHF 555.10 |
| 1'500 | CHF 567.70 | CHF 527.90 |
| 2'000 | CHF 538.50 | CHF 500.80 |
| 2'500 | CHF 509.30 | CHF 473.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 488.50 | CHF 454.30 |
| 500 | CHF 476.90 | CHF 443.50 |
| 1'000 | CHF 447.70 | CHF 416.40 |
| 1'500 | CHF 418.50 | CHF 389.20 |
| 2'000 | CHF 389.40 | CHF 362.10 |
| 2'500 | CHF 360.20 | CHF 335.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 164.60 | CHF 153.10 |
| 200 | CHF 153.00 | CHF 142.30 |
| 400 | CHF 141.30 | CHF 131.40 |
| 600 | CHF 129.60 | CHF 120.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.