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SWICA FAVORIT TELMED — Obwalden

Obwalden: the FAVORIT TELMED model from SWICA costs CHF 462.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 462.00, FAVORIT TELMED is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT TELMED costs CHF 291.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 462.00CHF 429.70
500CHF 450.40CHF 418.80
1'000CHF 426.10CHF 396.20
1'500CHF 396.90CHF 369.10
2'000CHF 367.70CHF 342.00
2'500CHF 338.60CHF 314.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 357.60CHF 332.50
500CHF 345.90CHF 321.70
1'000CHF 316.70CHF 294.60
1'500CHF 287.60CHF 267.40
2'000CHF 258.40CHF 240.30
2'500CHF 229.20CHF 213.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 116.80CHF 108.70
200CHF 105.20CHF 97.80
400CHF 93.50CHF 87.00
600CHF 81.80CHF 76.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.