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SWICA FAVORIT TELMED — Nidwalden

Nidwalden: the FAVORIT TELMED model from SWICA costs CHF 439.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 439.70, FAVORIT TELMED is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT TELMED costs CHF 458.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 439.70CHF 408.90
500CHF 428.10CHF 398.10
1'000CHF 403.70CHF 375.40
1'500CHF 374.50CHF 348.30
2'000CHF 345.30CHF 321.20
2'500CHF 316.20CHF 294.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 340.60CHF 316.80
500CHF 329.00CHF 305.90
1'000CHF 299.80CHF 278.80
1'500CHF 270.60CHF 251.70
2'000CHF 241.50CHF 224.60
2'500CHF 212.30CHF 197.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 114.70CHF 106.70
200CHF 103.10CHF 95.90
400CHF 91.40CHF 85.00
600CHF 79.70CHF 74.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.