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SWICA FAVORIT TELMED — Geneva

Geneva: the FAVORIT TELMED model from SWICA costs CHF 696.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 696.40, FAVORIT TELMED is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT TELMED costs CHF 726.00 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 696.40CHF 647.70
500CHF 684.70CHF 636.80
1'000CHF 663.10CHF 616.70
1'500CHF 634.00CHF 589.60
2'000CHF 604.80CHF 562.50
2'500CHF 575.60CHF 535.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 539.40CHF 501.60
500CHF 527.70CHF 490.80
1'000CHF 498.50CHF 463.60
1'500CHF 469.40CHF 436.50
2'000CHF 440.20CHF 409.40
2'500CHF 411.00CHF 382.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 181.70CHF 169.00
200CHF 170.10CHF 158.20
400CHF 158.40CHF 147.30
600CHF 146.70CHF 136.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.