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SWICA FAVORIT TELMED — Region 1, Schaffhausen

Region 1, Schaffhausen: the FAVORIT TELMED model from SWICA costs CHF 565.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 565.10, FAVORIT TELMED is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT TELMED costs CHF 432.00 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 565.10CHF 525.50
500CHF 553.40CHF 514.70
1'000CHF 530.30CHF 493.10
1'500CHF 501.10CHF 466.00
2'000CHF 471.90CHF 438.90
2'500CHF 442.80CHF 411.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 437.40CHF 406.80
500CHF 425.80CHF 396.00
1'000CHF 396.60CHF 368.80
1'500CHF 367.40CHF 341.70
2'000CHF 338.30CHF 314.60
2'500CHF 309.10CHF 287.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 144.30CHF 134.20
200CHF 132.70CHF 123.40
400CHF 121.00CHF 112.50
600CHF 109.30CHF 101.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.