SWICA FAVORIT TELMED — Region 1, Schaffhausen
Region 1, Schaffhausen: the FAVORIT TELMED model from SWICA costs CHF 565.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 565.10, FAVORIT TELMED is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT TELMED costs CHF 432.00 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 565.10 | CHF 525.50 |
| 500 | CHF 553.40 | CHF 514.70 |
| 1'000 | CHF 530.30 | CHF 493.10 |
| 1'500 | CHF 501.10 | CHF 466.00 |
| 2'000 | CHF 471.90 | CHF 438.90 |
| 2'500 | CHF 442.80 | CHF 411.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 437.40 | CHF 406.80 |
| 500 | CHF 425.80 | CHF 396.00 |
| 1'000 | CHF 396.60 | CHF 368.80 |
| 1'500 | CHF 367.40 | CHF 341.70 |
| 2'000 | CHF 338.30 | CHF 314.60 |
| 2'500 | CHF 309.10 | CHF 287.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 144.30 | CHF 134.20 |
| 200 | CHF 132.70 | CHF 123.40 |
| 400 | CHF 121.00 | CHF 112.50 |
| 600 | CHF 109.30 | CHF 101.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.