SWICA FAVORIT TELMED — Region 1, St. Gallen
Region 1, St. Gallen: the FAVORIT TELMED model from SWICA costs CHF 528.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 528.00, FAVORIT TELMED is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT TELMED costs CHF 645.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 528.00 | CHF 491.10 |
| 500 | CHF 516.40 | CHF 480.20 |
| 1'000 | CHF 493.00 | CHF 458.50 |
| 1'500 | CHF 463.90 | CHF 431.40 |
| 2'000 | CHF 434.70 | CHF 404.30 |
| 2'500 | CHF 405.50 | CHF 377.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 409.20 | CHF 380.50 |
| 500 | CHF 397.50 | CHF 369.70 |
| 1'000 | CHF 368.30 | CHF 342.60 |
| 1'500 | CHF 339.20 | CHF 315.40 |
| 2'000 | CHF 310.00 | CHF 288.30 |
| 2'500 | CHF 280.80 | CHF 261.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 139.70 | CHF 130.00 |
| 200 | CHF 128.10 | CHF 119.10 |
| 400 | CHF 116.40 | CHF 108.30 |
| 600 | CHF 104.70 | CHF 97.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.