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SWICA FAVORIT TELMED — Region 2, Fribourg

Region 2, Fribourg: the FAVORIT TELMED model from SWICA costs CHF 538.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 538.20, FAVORIT TELMED is not the lowest premium here: Agrisano goes down to CHF 450.00. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT TELMED costs CHF 411.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 538.20CHF 500.50
500CHF 526.50CHF 489.70
1'000CHF 503.10CHF 467.90
1'500CHF 473.90CHF 440.80
2'000CHF 444.80CHF 413.60
2'500CHF 415.60CHF 386.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 416.60CHF 387.40
500CHF 404.90CHF 376.60
1'000CHF 375.70CHF 349.40
1'500CHF 346.60CHF 322.30
2'000CHF 317.40CHF 295.20
2'500CHF 288.20CHF 268.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 137.40CHF 127.80
200CHF 125.80CHF 117.00
400CHF 114.10CHF 106.10
600CHF 102.40CHF 95.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.