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SWICA FAVORIT TELMED — Region 2, Grisons

Region 2, Grisons: the FAVORIT TELMED model from SWICA costs CHF 503.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 503.50, FAVORIT TELMED is not the lowest premium here: Agrisano goes down to CHF 418.00. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT TELMED costs CHF 385.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 503.50CHF 468.30
500CHF 491.80CHF 457.40
1'000CHF 468.00CHF 435.30
1'500CHF 438.90CHF 408.20
2'000CHF 409.70CHF 381.00
2'500CHF 380.50CHF 353.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 389.70CHF 362.40
500CHF 378.00CHF 351.60
1'000CHF 348.90CHF 324.40
1'500CHF 319.70CHF 297.30
2'000CHF 290.50CHF 270.20
2'500CHF 261.40CHF 243.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 128.60CHF 119.60
200CHF 117.00CHF 108.80
400CHF 105.30CHF 97.90
600CHF 93.60CHF 87.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.