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SWICA FAVORIT TELMED — Region 2, Schaffhausen

Region 2, Schaffhausen: the FAVORIT TELMED model from SWICA costs CHF 520.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 520.10, FAVORIT TELMED is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT TELMED costs CHF 397.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 520.10CHF 483.70
500CHF 508.40CHF 472.80
1'000CHF 484.80CHF 450.80
1'500CHF 455.60CHF 423.70
2'000CHF 426.40CHF 396.60
2'500CHF 397.30CHF 369.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 402.50CHF 374.30
500CHF 390.80CHF 363.50
1'000CHF 361.70CHF 336.40
1'500CHF 332.50CHF 309.20
2'000CHF 303.30CHF 282.10
2'500CHF 274.20CHF 255.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 132.80CHF 123.60
200CHF 121.20CHF 112.70
400CHF 109.50CHF 101.90
600CHF 97.80CHF 91.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.