Visana Visana Tel Doc — Appenzell Ausserrhoden
Appenzell Ausserrhoden: the Visana Tel Doc model from Visana costs CHF 500.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 500.50, Visana Tel Doc is not the lowest premium here: Agrisano goes down to CHF 412.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Visana Tel Doc costs CHF 741.60 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 500.50 | CHF 467.80 |
| 500 | CHF 493.80 | CHF 461.50 |
| 1'000 | CHF 459.70 | CHF 429.60 |
| 1'500 | CHF 430.50 | CHF 402.40 |
| 2'000 | CHF 401.30 | CHF 375.10 |
| 2'500 | CHF 372.20 | CHF 347.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 369.00 | CHF 344.80 |
| 500 | CHF 362.30 | CHF 338.60 |
| 1'000 | CHF 328.10 | CHF 306.70 |
| 1'500 | CHF 299.00 | CHF 279.40 |
| 2'000 | CHF 269.80 | CHF 252.20 |
| 2'500 | CHF 240.60 | CHF 224.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 120.40 | CHF 112.60 |
| 100 | CHF 114.60 | CHF 107.10 |
| 200 | CHF 108.80 | CHF 101.70 |
| 300 | CHF 102.90 | CHF 96.20 |
| 400 | CHF 97.10 | CHF 90.80 |
| 500 | CHF 91.30 | CHF 85.30 |
| 600 | CHF 85.40 | CHF 79.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.