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Visana Visana Tel Doc — Region 1, Bern

Region 1, Bern: the Visana Tel Doc model from Visana costs CHF 585.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 585.30, Visana Tel Doc is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Visana Tel Doc costs CHF 957.60 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 585.30CHF 547.10
500CHF 578.70CHF 540.80
1'000CHF 544.50CHF 508.90
1'500CHF 515.30CHF 481.60
2'000CHF 486.20CHF 454.40
2'500CHF 457.00CHF 427.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 427.20CHF 399.20
500CHF 420.50CHF 393.00
1'000CHF 386.30CHF 361.10
1'500CHF 357.20CHF 333.80
2'000CHF 328.00CHF 306.60
2'500CHF 298.80CHF 279.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 134.40CHF 125.60
100CHF 128.60CHF 120.20
200CHF 122.70CHF 114.70
300CHF 116.90CHF 109.30
400CHF 111.10CHF 103.80
500CHF 105.20CHF 98.40
600CHF 99.40CHF 92.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.