Visana Visana Tel Doc — Neuchâtel
Neuchâtel: the Visana Tel Doc model from Visana costs CHF 630.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 630.40, Visana Tel Doc is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Visana Tel Doc costs CHF 747.60 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 630.40 | CHF 589.10 |
| 500 | CHF 623.70 | CHF 582.90 |
| 1'000 | CHF 589.50 | CHF 551.00 |
| 1'500 | CHF 560.40 | CHF 523.70 |
| 2'000 | CHF 531.20 | CHF 496.50 |
| 2'500 | CHF 502.00 | CHF 469.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 488.10 | CHF 456.20 |
| 500 | CHF 481.40 | CHF 449.90 |
| 1'000 | CHF 447.20 | CHF 418.00 |
| 1'500 | CHF 418.10 | CHF 390.70 |
| 2'000 | CHF 388.90 | CHF 363.50 |
| 2'500 | CHF 359.70 | CHF 336.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 145.10 | CHF 135.70 |
| 100 | CHF 139.30 | CHF 130.20 |
| 200 | CHF 133.50 | CHF 124.70 |
| 300 | CHF 127.60 | CHF 119.30 |
| 400 | CHF 121.80 | CHF 113.80 |
| 500 | CHF 116.00 | CHF 108.40 |
| 600 | CHF 110.10 | CHF 102.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.