Visana Visana Tel Doc — Region 1, Lucerne
Region 1, Lucerne: the Visana Tel Doc model from Visana costs CHF 543.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 543.90, Visana Tel Doc is not the lowest premium here: Atupri goes down to CHF 451.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Visana Tel Doc costs CHF 889.20 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 543.90 | CHF 508.30 |
| 500 | CHF 537.20 | CHF 502.10 |
| 1'000 | CHF 503.10 | CHF 470.20 |
| 1'500 | CHF 473.90 | CHF 442.90 |
| 2'000 | CHF 444.70 | CHF 415.70 |
| 2'500 | CHF 415.60 | CHF 388.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 405.10 | CHF 378.60 |
| 500 | CHF 398.40 | CHF 372.30 |
| 1'000 | CHF 364.20 | CHF 340.40 |
| 1'500 | CHF 335.10 | CHF 313.20 |
| 2'000 | CHF 305.90 | CHF 285.90 |
| 2'500 | CHF 276.70 | CHF 258.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 130.80 | CHF 122.30 |
| 100 | CHF 125.00 | CHF 116.90 |
| 200 | CHF 119.20 | CHF 111.40 |
| 300 | CHF 113.30 | CHF 105.90 |
| 400 | CHF 107.50 | CHF 100.50 |
| 500 | CHF 101.70 | CHF 95.00 |
| 600 | CHF 95.80 | CHF 89.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.