Visana Visana Tel Doc — Region 3, Bern
Region 3, Bern: the Visana Tel Doc model from Visana costs CHF 480.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 480.70, Visana Tel Doc is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Visana Tel Doc costs CHF 741.60 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 480.70 | CHF 449.30 |
| 500 | CHF 474.00 | CHF 443.00 |
| 1'000 | CHF 439.90 | CHF 411.10 |
| 1'500 | CHF 410.70 | CHF 383.90 |
| 2'000 | CHF 381.50 | CHF 356.60 |
| 2'500 | CHF 352.40 | CHF 329.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 357.30 | CHF 334.00 |
| 500 | CHF 350.60 | CHF 327.70 |
| 1'000 | CHF 316.50 | CHF 295.80 |
| 1'500 | CHF 287.30 | CHF 268.50 |
| 2'000 | CHF 258.10 | CHF 241.30 |
| 2'500 | CHF 229.00 | CHF 214.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 110.50 | CHF 103.30 |
| 100 | CHF 104.60 | CHF 97.80 |
| 200 | CHF 98.80 | CHF 92.40 |
| 300 | CHF 93.00 | CHF 86.90 |
| 400 | CHF 87.10 | CHF 81.50 |
| 500 | CHF 81.30 | CHF 76.00 |
| 600 | CHF 75.50 | CHF 70.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.