Visana Visana Tel Doc — Region 2, Bern
Region 2, Bern: the Visana Tel Doc model from Visana costs CHF 517.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 517.00, Visana Tel Doc is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Visana Tel Doc costs CHF 846.00 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 517.00 | CHF 483.20 |
| 500 | CHF 510.40 | CHF 477.00 |
| 1'000 | CHF 476.20 | CHF 445.10 |
| 1'500 | CHF 447.00 | CHF 417.80 |
| 2'000 | CHF 417.90 | CHF 390.60 |
| 2'500 | CHF 388.70 | CHF 363.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 380.30 | CHF 355.40 |
| 500 | CHF 373.60 | CHF 349.20 |
| 1'000 | CHF 339.40 | CHF 317.20 |
| 1'500 | CHF 310.30 | CHF 290.00 |
| 2'000 | CHF 281.10 | CHF 262.70 |
| 2'500 | CHF 251.90 | CHF 235.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 118.80 | CHF 111.00 |
| 100 | CHF 112.90 | CHF 105.60 |
| 200 | CHF 107.10 | CHF 100.10 |
| 300 | CHF 101.30 | CHF 94.70 |
| 400 | CHF 95.40 | CHF 89.20 |
| 500 | CHF 89.60 | CHF 83.80 |
| 600 | CHF 83.80 | CHF 78.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.