Visana Visana Tel Doc — Region 1, St. Gallen
Region 1, St. Gallen: the Visana Tel Doc model from Visana costs CHF 548.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 548.30, Visana Tel Doc is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Visana Tel Doc costs CHF 1'070.40 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 548.30 | CHF 512.50 |
| 500 | CHF 541.60 | CHF 506.20 |
| 1'000 | CHF 507.50 | CHF 474.30 |
| 1'500 | CHF 478.30 | CHF 447.00 |
| 2'000 | CHF 449.10 | CHF 419.80 |
| 2'500 | CHF 420.00 | CHF 392.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 408.90 | CHF 382.20 |
| 500 | CHF 402.20 | CHF 376.00 |
| 1'000 | CHF 368.10 | CHF 344.00 |
| 1'500 | CHF 338.90 | CHF 316.80 |
| 2'000 | CHF 309.70 | CHF 289.50 |
| 2'500 | CHF 280.60 | CHF 262.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 131.90 | CHF 123.30 |
| 100 | CHF 126.10 | CHF 117.80 |
| 200 | CHF 120.20 | CHF 112.40 |
| 300 | CHF 114.40 | CHF 106.90 |
| 400 | CHF 108.60 | CHF 101.50 |
| 500 | CHF 102.70 | CHF 96.00 |
| 600 | CHF 96.90 | CHF 90.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.