Visana Visana Tel Doc — Region 2, St. Gallen
Region 2, St. Gallen: the Visana Tel Doc model from Visana costs CHF 521.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 521.00, Visana Tel Doc is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Visana Tel Doc costs CHF 1'016.40 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 521.00 | CHF 486.90 |
| 500 | CHF 514.30 | CHF 480.70 |
| 1'000 | CHF 480.10 | CHF 448.70 |
| 1'500 | CHF 451.00 | CHF 421.50 |
| 2'000 | CHF 421.80 | CHF 394.20 |
| 2'500 | CHF 392.60 | CHF 367.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 390.20 | CHF 364.70 |
| 500 | CHF 383.50 | CHF 358.50 |
| 1'000 | CHF 349.40 | CHF 326.50 |
| 1'500 | CHF 320.20 | CHF 299.30 |
| 2'000 | CHF 291.00 | CHF 272.00 |
| 2'500 | CHF 261.90 | CHF 244.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.30 | CHF 117.20 |
| 100 | CHF 119.50 | CHF 111.70 |
| 200 | CHF 113.70 | CHF 106.30 |
| 300 | CHF 107.80 | CHF 100.80 |
| 400 | CHF 102.00 | CHF 95.40 |
| 500 | CHF 96.20 | CHF 89.90 |
| 600 | CHF 90.30 | CHF 84.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.