Visana Visana Tel Doc — Appenzell Innerrhoden
Appenzell Innerrhoden: the Visana Tel Doc model from Visana costs CHF 423.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 423.50, Visana Tel Doc is not the lowest premium here: Agrisano goes down to CHF 353.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Visana Tel Doc costs CHF 627.60 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 423.50 | CHF 395.80 |
| 500 | CHF 416.80 | CHF 389.60 |
| 1'000 | CHF 382.70 | CHF 357.70 |
| 1'500 | CHF 353.50 | CHF 330.40 |
| 2'000 | CHF 324.30 | CHF 303.10 |
| 2'500 | CHF 295.20 | CHF 275.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 311.90 | CHF 291.50 |
| 500 | CHF 305.20 | CHF 285.30 |
| 1'000 | CHF 271.00 | CHF 253.30 |
| 1'500 | CHF 241.90 | CHF 226.10 |
| 2'000 | CHF 212.70 | CHF 198.80 |
| 2'500 | CHF 183.50 | CHF 171.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 101.90 | CHF 95.30 |
| 100 | CHF 96.10 | CHF 89.90 |
| 200 | CHF 90.30 | CHF 84.40 |
| 300 | CHF 84.40 | CHF 78.90 |
| 400 | CHF 78.60 | CHF 73.50 |
| 500 | CHF 72.80 | CHF 68.00 |
| 600 | CHF 66.90 | CHF 62.60 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.