Visana Visana Tel Doc — Obwalden
Obwalden: the Visana Tel Doc model from Visana costs CHF 426.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 426.20, Visana Tel Doc is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Visana Tel Doc costs CHF 901.20 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 426.20 | CHF 398.30 |
| 500 | CHF 419.50 | CHF 392.10 |
| 1'000 | CHF 385.30 | CHF 360.10 |
| 1'500 | CHF 356.20 | CHF 332.90 |
| 2'000 | CHF 327.00 | CHF 305.60 |
| 2'500 | CHF 297.80 | CHF 278.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 317.70 | CHF 297.00 |
| 500 | CHF 311.10 | CHF 290.70 |
| 1'000 | CHF 276.90 | CHF 258.80 |
| 1'500 | CHF 247.70 | CHF 231.50 |
| 2'000 | CHF 218.60 | CHF 204.30 |
| 2'500 | CHF 189.40 | CHF 177.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 102.60 | CHF 95.90 |
| 100 | CHF 96.80 | CHF 90.40 |
| 200 | CHF 90.90 | CHF 85.00 |
| 300 | CHF 85.10 | CHF 79.50 |
| 400 | CHF 79.30 | CHF 74.10 |
| 500 | CHF 73.40 | CHF 68.60 |
| 600 | CHF 67.60 | CHF 63.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.