Assura-Basis — Region 1, Bern: twelve years of premiums
Region 1, Bern: the lowest Assura-Basis premium went from CHF 356.90 a month in 2015 to CHF 589.50 in 2026 — a rise of +65.2 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 356.90 | CHF 354.00 | CHF 2.90 |
| 2016 | CHF 372.90 | CHF 366.40 | CHF 6.50 |
| 2017 | CHF 406.70 | CHF 390.70 | CHF 16.00 |
| 2018 | CHF 401.60 | CHF 401.60 | — |
| 2019 | CHF 437.20 | CHF 437.20 | — |
| 2020 | CHF 443.70 | CHF 443.70 | — |
| 2021 | CHF 447.70 | CHF 437.60 | CHF 10.10 |
| 2022 | CHF 455.60 | CHF 441.00 | CHF 14.60 |
| 2023 | CHF 477.70 | CHF 462.40 | CHF 15.30 |
| 2024 | CHF 510.00 | CHF 504.10 | CHF 5.90 |
| 2025 | CHF 573.80 | CHF 519.80 | CHF 54.00 |
| 2026 | CHF 589.50 | CHF 540.10 | CHF 49.40 |
Faster or slower than the rest?
Assura-Basis rose +65.2 % over the period, against +52.6 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2025: +12.5 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Assura-Basis, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.