Assura-Basis in canton St. Gallen: twelve years of premiums
In canton St. Gallen, the lowest Assura-Basis premium went from CHF 250.80 a month in 2015 to CHF 435.10 in 2026 — a rise of +73.5 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 250.80 | CHF 247.00 | CHF 3.80 |
| 2016 | CHF 287.70 | CHF 257.00 | CHF 30.70 |
| 2017 | CHF 297.70 | CHF 292.90 | CHF 4.80 |
| 2018 | CHF 311.00 | CHF 311.00 | — |
| 2019 | CHF 331.60 | CHF 331.20 | CHF 0.40 |
| 2020 | CHF 340.30 | CHF 333.50 | CHF 6.80 |
| 2021 | CHF 331.20 | CHF 331.20 | — |
| 2022 | CHF 334.50 | CHF 332.90 | CHF 1.60 |
| 2023 | CHF 364.20 | CHF 343.90 | CHF 20.30 |
| 2024 | CHF 399.00 | CHF 366.90 | CHF 32.10 |
| 2025 | CHF 424.90 | CHF 381.60 | CHF 43.30 |
| 2026 | CHF 435.10 | CHF 401.60 | CHF 33.50 |
Faster or slower than the rest?
Assura-Basis rose +73.5 % over the period, against +62.6 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2016: +14.7 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
St. Gallen, canton by canton
Assura-Basis, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.