Assura-Basis in canton Bern: twelve years of premiums
In canton Bern, the lowest Assura-Basis premium went from CHF 302.80 a month in 2015 to CHF 502.30 in 2026 — a rise of +65.9 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 302.80 | CHF 298.10 | CHF 4.70 |
| 2016 | CHF 319.60 | CHF 319.60 | — |
| 2017 | CHF 343.80 | CHF 334.70 | CHF 9.10 |
| 2018 | CHF 343.80 | CHF 343.80 | — |
| 2019 | CHF 363.50 | CHF 363.50 | — |
| 2020 | CHF 374.40 | CHF 371.20 | CHF 3.20 |
| 2021 | CHF 372.70 | CHF 368.50 | CHF 4.20 |
| 2022 | CHF 379.20 | CHF 369.00 | CHF 10.20 |
| 2023 | CHF 388.10 | CHF 376.00 | CHF 12.10 |
| 2024 | CHF 425.70 | CHF 403.20 | CHF 22.50 |
| 2025 | CHF 491.80 | CHF 421.30 | CHF 70.50 |
| 2026 | CHF 502.30 | CHF 447.50 | CHF 54.80 |
Faster or slower than the rest?
Assura-Basis rose +65.9 % over the period, against +50.1 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2025: +15.5 % in one go. The premium did not move in 2018.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Bern, canton by canton
Assura-Basis, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.