Assura-Basis — Region 2, Bern: twelve years of premiums
Region 2, Bern: the lowest Assura-Basis premium went from CHF 318.80 a month in 2015 to CHF 509.90 in 2026 — a rise of +59.9 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 318.80 | CHF 318.80 | — |
| 2016 | CHF 336.40 | CHF 336.40 | — |
| 2017 | CHF 361.90 | CHF 361.90 | — |
| 2018 | CHF 374.50 | CHF 374.00 | CHF 0.50 |
| 2019 | CHF 387.10 | CHF 387.10 | — |
| 2020 | CHF 399.60 | CHF 396.00 | CHF 3.60 |
| 2021 | CHF 397.80 | CHF 396.00 | CHF 1.80 |
| 2022 | CHF 404.80 | CHF 395.60 | CHF 9.20 |
| 2023 | CHF 429.30 | CHF 410.00 | CHF 19.30 |
| 2024 | CHF 471.00 | CHF 447.80 | CHF 23.20 |
| 2025 | CHF 499.20 | CHF 462.70 | CHF 36.50 |
| 2026 | CHF 509.90 | CHF 493.60 | CHF 16.30 |
Faster or slower than the rest?
Assura-Basis rose +59.9 % over the period, against +54.8 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2024: +9.7 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Assura-Basis, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.