Assura-Basis — Region 2, Lucerne: twelve years of premiums
Region 2, Lucerne: the lowest Assura-Basis premium went from CHF 263.10 a month in 2015 to CHF 456.60 in 2026 — a rise of +73.6 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 263.10 | CHF 246.50 | CHF 16.60 |
| 2016 | CHF 300.30 | CHF 272.00 | CHF 28.30 |
| 2017 | CHF 335.40 | CHF 305.00 | CHF 30.40 |
| 2018 | CHF 328.00 | CHF 328.00 | — |
| 2019 | CHF 346.70 | CHF 336.20 | CHF 10.50 |
| 2020 | CHF 344.70 | CHF 326.10 | CHF 18.60 |
| 2021 | CHF 344.80 | CHF 344.80 | — |
| 2022 | CHF 351.10 | CHF 334.90 | CHF 16.20 |
| 2023 | CHF 365.80 | CHF 347.65 | CHF 18.15 |
| 2024 | CHF 386.90 | CHF 386.85 | CHF 0.05 |
| 2025 | CHF 445.40 | CHF 410.50 | CHF 34.90 |
| 2026 | CHF 456.60 | CHF 425.70 | CHF 30.90 |
Faster or slower than the rest?
Assura-Basis rose +73.6 % over the period, against +72.7 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2025: +15.1 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Assura-Basis, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.