CONCORDIA — Region 1, Grisons: twelve years of premiums
Region 1, Grisons: the lowest CONCORDIA premium went from CHF 349.90 a month in 2015 to CHF 461.70 in 2026 — a rise of +32.0 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 349.90 | CHF 268.00 | CHF 81.90 |
| 2016 | CHF 359.60 | CHF 264.00 | CHF 95.60 |
| 2017 | CHF 366.70 | CHF 296.00 | CHF 70.70 |
| 2018 | CHF 373.60 | CHF 326.50 | CHF 47.10 |
| 2019 | CHF 374.50 | CHF 349.90 | CHF 24.60 |
| 2020 | CHF 356.40 | CHF 356.40 | — |
| 2021 | CHF 361.50 | CHF 346.50 | CHF 15.00 |
| 2022 | CHF 366.90 | CHF 346.50 | CHF 20.40 |
| 2023 | CHF 379.70 | CHF 357.70 | CHF 22.00 |
| 2024 | CHF 402.40 | CHF 402.40 | — |
| 2025 | CHF 430.60 | CHF 430.60 | — |
| 2026 | CHF 461.70 | CHF 453.60 | CHF 8.10 |
Faster or slower than the rest?
CONCORDIA rose +32.0 % over the period, against +69.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2026: +7.2 % in one go.
The choice has changed too
In 2015, 47 insurers sold basic cover here. In 2026 there are 24: 23 have gone or merged. Comparing is still possible — on fewer rows. See the insurers that have gone
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
CONCORDIA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.