CONCORDIA — Region 1, St. Gallen: twelve years of premiums
Region 1, St. Gallen: the lowest CONCORDIA premium went from CHF 325.80 a month in 2015 to CHF 486.70 in 2026 — a rise of +49.4 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 325.80 | CHF 281.70 | CHF 44.10 |
| 2016 | CHF 347.60 | CHF 295.70 | CHF 51.90 |
| 2017 | CHF 363.90 | CHF 316.10 | CHF 47.80 |
| 2018 | CHF 374.80 | CHF 349.10 | CHF 25.70 |
| 2019 | CHF 384.80 | CHF 363.70 | CHF 21.10 |
| 2020 | CHF 382.90 | CHF 353.90 | CHF 29.00 |
| 2021 | CHF 393.00 | CHF 356.70 | CHF 36.30 |
| 2022 | CHF 396.90 | CHF 371.00 | CHF 25.90 |
| 2023 | CHF 415.70 | CHF 382.20 | CHF 33.50 |
| 2024 | CHF 432.30 | CHF 432.30 | — |
| 2025 | CHF 453.80 | CHF 453.00 | CHF 0.80 |
| 2026 | CHF 486.70 | CHF 479.65 | CHF 7.05 |
Faster or slower than the rest?
CONCORDIA rose +49.4 % over the period, against +70.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2026: +7.3 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
CONCORDIA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.