EGK in canton Bern: twelve years of premiums
In canton Bern, the lowest EGK premium went from CHF 354.70 a month in 2015 to CHF 491.10 in 2026 — a rise of +38.5 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 354.70 | CHF 298.10 | CHF 56.60 |
| 2016 | CHF 355.40 | CHF 319.60 | CHF 35.80 |
| 2017 | CHF 381.90 | CHF 334.70 | CHF 47.20 |
| 2018 | CHF 386.20 | CHF 343.80 | CHF 42.40 |
| 2019 | CHF 388.40 | CHF 363.50 | CHF 24.90 |
| 2020 | CHF 388.40 | CHF 371.20 | CHF 17.20 |
| 2021 | CHF 381.70 | CHF 368.50 | CHF 13.20 |
| 2022 | CHF 381.70 | CHF 369.00 | CHF 12.70 |
| 2023 | CHF 397.70 | CHF 376.00 | CHF 21.70 |
| 2024 | CHF 432.80 | CHF 403.20 | CHF 29.60 |
| 2025 | CHF 472.30 | CHF 421.30 | CHF 51.00 |
| 2026 | CHF 491.10 | CHF 447.50 | CHF 43.60 |
Faster or slower than the rest?
EGK rose +38.5 % over the period, against +50.1 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +9.1 % in one go. The premium did not move in 2020, 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Bern, canton by canton
EGK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.