EGK in canton St. Gallen: twelve years of premiums
In canton St. Gallen, the lowest EGK premium went from CHF 335.70 a month in 2015 to CHF 454.50 in 2026 — a rise of +35.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 335.70 | CHF 247.00 | CHF 88.70 |
| 2016 | CHF 333.50 | CHF 257.00 | CHF 76.50 |
| 2017 | CHF 343.20 | CHF 292.90 | CHF 50.30 |
| 2018 | CHF 349.10 | CHF 311.00 | CHF 38.10 |
| 2019 | CHF 354.00 | CHF 331.20 | CHF 22.80 |
| 2020 | CHF 354.00 | CHF 333.50 | CHF 20.50 |
| 2021 | CHF 346.30 | CHF 331.20 | CHF 15.10 |
| 2022 | CHF 336.10 | CHF 332.90 | CHF 3.20 |
| 2023 | CHF 345.90 | CHF 343.90 | CHF 2.00 |
| 2024 | CHF 374.00 | CHF 366.90 | CHF 7.10 |
| 2025 | CHF 440.20 | CHF 381.60 | CHF 58.60 |
| 2026 | CHF 454.50 | CHF 401.60 | CHF 52.90 |
Faster or slower than the rest?
EGK rose +35.4 % over the period, against +62.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +17.7 % in one go. The premium did not move in 2020.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
St. Gallen, canton by canton
EGK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.