EGK in canton Vaud: twelve years of premiums
In canton Vaud, the lowest EGK premium went from CHF 497.60 a month in 2015 to CHF 554.30 in 2026 — a rise of +11.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 497.60 | CHF 327.80 | CHF 169.80 |
| 2016 | CHF 497.60 | CHF 340.00 | CHF 157.60 |
| 2017 | CHF 497.60 | CHF 364.30 | CHF 133.30 |
| 2018 | CHF 524.10 | CHF 391.80 | CHF 132.30 |
| 2019 | CHF 530.40 | CHF 422.60 | CHF 107.80 |
| 2020 | CHF 530.40 | CHF 415.00 | CHF 115.40 |
| 2021 | CHF 522.70 | CHF 406.50 | CHF 116.20 |
| 2022 | CHF 444.30 | CHF 407.00 | CHF 37.30 |
| 2023 | CHF 462.10 | CHF 424.20 | CHF 37.90 |
| 2024 | CHF 498.10 | CHF 488.50 | CHF 9.60 |
| 2025 | CHF 530.30 | CHF 501.60 | CHF 28.70 |
| 2026 | CHF 554.30 | CHF 537.30 | CHF 17.00 |
Faster or slower than the rest?
EGK rose +11.4 % over the period, against +63.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +7.8 % in one go. The premium did not move in 2016, 2017, 2020.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vaud, canton by canton
EGK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.