Helsana in canton Bern: twelve years of premiums
In canton Bern, the lowest Helsana premium went from CHF 344.80 a month in 2015 to CHF 483.60 in 2026 — a rise of +40.3 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 344.80 | CHF 298.10 | CHF 46.70 |
| 2016 | CHF 361.80 | CHF 319.60 | CHF 42.20 |
| 2017 | CHF 372.60 | CHF 334.70 | CHF 37.90 |
| 2018 | CHF 380.90 | CHF 343.80 | CHF 37.10 |
| 2019 | CHF 390.90 | CHF 363.50 | CHF 27.40 |
| 2020 | CHF 378.40 | CHF 371.20 | CHF 7.20 |
| 2021 | CHF 383.00 | CHF 368.50 | CHF 14.50 |
| 2022 | CHF 382.20 | CHF 369.00 | CHF 13.20 |
| 2023 | CHF 408.20 | CHF 376.00 | CHF 32.20 |
| 2024 | CHF 438.20 | CHF 403.20 | CHF 35.00 |
| 2025 | CHF 460.10 | CHF 421.30 | CHF 38.80 |
| 2026 | CHF 483.60 | CHF 447.50 | CHF 36.10 |
Faster or slower than the rest?
Helsana rose +40.3 % over the period, against +50.1 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +7.4 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Bern, canton by canton
Helsana, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.